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Mortgage Broker York

Mortgage Advice York

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How Can We Help As Your Independent Mortgage Broker In York

Ebor Mortgages - Mortgage Broker York

Opening The Door To Independent Mortgage Advice York

We are an independent mortgage and protection brokers providing advice in York and across the UK.

Call on  01904 897 667 to book an appointment.

Why choose Ebor Mortgages?
– We’re independent meaning that we research the market to ensure you get the best terms for your individual circumstances.
– We work around you and can arrange meetings outside of business hours to suit your requirements.
– We provide personal advice, tailored for you, regardless of the situation.


BOOK APPOINTMENT

Ebor Mortgages - Mortgage Broker York

Opening The Door To Independent Mortgage Advice York

We are an independent mortgage and protection brokers providing advice in York and across the UK.

Call on  01904 897 667 to book an appointment.

Why choose Ebor Mortgages?
– We’re independent meaning that we research the market to ensure you get the best terms for your individual circumstances.
– We work around you and can arrange meetings outside of business hours to suit your requirements.
– We provide personal advice, tailored for you, regardless of the situation.


BOOK APPOINTMENT

Independent Mortgage Brokers In York | Mortgage Advice in York

Are you looking for a home loan or an investment loan? Confused by conflicting information? You’re not alone. 

With our expertise and know-how, we'll help you save money, reduce stress, and focus on you're real priorities. 

We are the experts when it comes to Independent Mortgage Advice in York:

Independent Advice

We’re independent meaning that we research the market to ensure you get the best terms for your individual circumstances.

Work Around The Clock

We work around you and can arrange meetings outside of business hours to suit your requirements.

Tailored Service

We provide personal advice, tailored for you, regardless of the situation.

Reputation

We have helped hundreds of people organise their mortgages!

ABOUT US
Mortgage Brokers York

At Ebor Mortgages we search hundreds of mortgage deals across a large number of lenders, including the below:

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Expert Mortgage Advice In York

Your mortgage can be the single, most expensive outgoing within a household budget. Therefore, it is important to review your mortgage deal regularly. You could be overpaying or stuck on a deal which is no longer suitable. 

We can help you with...
✓ Residential Mortgages ✓ Development Finance
✓ Commercial Mortgages ✓ Mortgage And Family Protection
✓ Buy To Let Mortgages ✓ Short Term Finance

What Mortgage Can We Help You With As Yorks Trusted Independent Mortgage Advisor

First Time Buyer Mortgages

Buying your first home should be an exciting prospect for anyone but all too often the process can seem far more daunting than it should, which is why getting independent advice should always be considered. 


We take the time to explain the options available to you and work hard to find the best mortgage deal for your circumstances from the whole market, meaning you have one less thing to worry about.

Remortgages

Whether you’re looking to borrow more money, reduce the term of your mortgage or just simply secure a new deal, the expiry of your current interest offers a great opportunity to review your mortgage. 


As independent, whole of market advisers, we compare hundreds of deals to ensure you get the best terms for your situation and we’ll take care of the application from start to finish to ensure the process is as hassle free as possible.

Home Mover Mortgages

Moving home should be an exciting prospect but it is often described as one of the most stressful things you can do, particularly when a mortgage is needed to secure the purchase. 


Whilst a lot of moves are planned well in advance, you often find that the expiry of a mortgage deal doesn’t coincide exactly with the move which can complicate things. We will look at the options available with your existing lender, such as porting, and then compare them against the deals available on the whole market to ensure you get the best possible terms for your situation. 


We’ll provide clear, expert advice and manage the application from start to finish to ensure the process is as smooth as possible.

Product Transfer Mortgages

Quite simply, a product transfer is where you switch to a new product with your existing mortgage lender without making any changes to the term, loan amount or repayment type. 


This would normally be done on expiry of a specific product but can also be done if you are paying the lenders Standard Variable Rate.

Buy To Let Mortgages

A Buy to Let mortgage is a type of mortgage secured against a property that is rented out. Ebor Mortgages provide independent Buy to Let Mortgage advice.


The majority of Buy to Let mortgages are arranged on an Interest Only basis with the rent that is generated covering the monthly payments. The outstanding balance is then paid back at the end of the term – either by selling the property or by using another suitable repayment vehicle.


Unlike a residential mortgage, the amount you can borrow is calculated based on the rent the property is likely to generate, rather than the amount of income you earn. Typically speaking, you will need to be able to provide a deposit of at least 25% of the purchase price or value of the property in order to secure a Buy to Let mortgage.

Holiday Let Mortgages

A Holiday Let mortgage is a mortgage which is secured against a property that is rented out on a short-term basis.


Like a traditional Buy to Let mortgage, most are set up on an interest only basis with the monthly payments being covered by the income that is generated from short term rentals. The outstanding balance is then paid back at the end of the term – either by selling the property or by using another suitable repayment vehicle.


Unlike a residential mortgage, the amount you can borrow is calculated based on the rent the property is likely to generate, rather than the amount of income you earn. Typically speaking, you will need to be able to provide a deposit of at least 25% of the purchase price or value of the property in order to secure a Holiday to Let mortgage.

Expert Mortgage Advice In York

Your mortgage can be the single, most expensive outgoing within a household budget. Therefore, it is important to review your mortgage deal regularly. You could be overpaying or stuck on a deal which is no longer suitable. 

We can help you with...

  • Residential Mortgages
  • Commercial Mortgages
  • Buy To Let Mortgages
  • Development Finance
  • Mortgage & Family Protection
  • Short Term Finance
GET IN TOUCH TO FIND OUT MORE
Mortgage Advice In York

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